Credit ratings

As a leading global provider of credit ratings, research, and analysis, Moody’s Ratings offers valuable insights into the financial stability and creditworthiness of organizations, debt instruments, and securities.

Our credit ratings help inform issuers during the decision-making process to create timely, go-to-market debt strategies and capture wider investor focus. Investors gain a broad view of global debt markets through our credit ratings and research, helping decision-makers navigate market volatility.

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Why Moody's Ratings
Who we are
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How can we help?

We provide organizations with a comprehensive perspective of the global debt markets through our global credit ratings and in-depth research.

Understand and manage risks

We combine detailed analysis, rich data, and innovative technology to help organizations understand and manage risks.

Elevate strategic thinking

Our in-depth and timely insights into the creditworthiness and risk profiles of diverse investments help organizations make informed choices.

Identify opportunities

We help stakeholders identify opportunities and risks by providing research, data, and analyses on various industries, sectors, markets, environmental, social, and governance factors impacting credit analysis opinions on sustainable debt instruments, and more.

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Understanding credit ratings

As capital markets have become increasingly global and interconnected, investors face an extensive and often bewildering selection of investment opportunities.

Learn how Moody’s Ratings speaks to the relative credit risk of debt instruments and securities across industries and asset classes around the globe.

Understanding credit ratings

Credit rating scale

Rating process

Products

01 Public credit ratings
02 Private credit ratings
03 Unpublished ratings
04 Other permissible services
05 Integrated services

01 Public credit ratings

Public credit ratings

Our public rating service can offer valuable solutions for entities seeking capital market access, allowing for public comparison to peers and other debt issuers.

A public rating may help:

Issuers enhance financing with diversified funding options in capital markets
Provide market participants with an independent evaluation of credit quality at the issuer and instrument levels

Private credit ratings

We offer a suite of private, monitored, credit rating services, including entity-level credit ratings for issuers, loan ratings for borrowers, and private ratings for investors. These ratings are distributed via a confidential data room.

Discover our suite of services:

03 Unpublished ratings

Unpublished ratings

Our unpublished rating services enhance lending decisions for borrowers and provide investors with access to private debt instrument ratings. These ratings are distributed via a confidential data room.

Discover our suite of services:

04 Other permissible services

Other permissible services

Other permissible services (OPS) include non-credit rating products.

Discover our suite of services:

Investment Manager Quality Assessment

Originator Assessment

Second Party Opinion

Net Zero Assessment

Equity Fund Assessment

Servicer Quality Assessment

05 Integrated services

Integrated services

IssuerFocus™

This is a secure cloud-based platform connecting rated issuers with the ratings and research information they need whenever they want.

Evolving risk areas

As organizations, economies, and nations have become more intertwined, risk itself has evolved. With an informed perspective, leaders can more than meet the moment — they can anticipate, adapt, and ultimately thrive in this new era.