Forward-looking catastrophe models

With catastrophe events increasingly exposing vulnerabilities in portfolios’ long-term resilience, incorporating forward-looking views of risk into portfolio risk management practices has never been more critical.

To gain a better understanding of near- and long-term uncertainty around contracts and assets, insurers must evaluate different scenarios at various time spans — from five to 10 to even 50 years into the future. 

Moody’s RMS™ forward-looking catastrophe models build on our industry-leading catastrophe models to capture the near- and long-term risk outlook and help build balanced, resilient portfolios.

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What we do

By creating consistent forward-looking views of risk, Moody’s helps organizations align modeling analytics and insights across current workflows.

Improve risk selection

Understand uncertainty with a probabilistic modeling approach.

Embed into existing views of risk

Use industry standard outputs within an established catastrophe risk framework to inform business decisions and regulatory reporting.

Optimize your portfolio

Translate science into a business strategy with improved insights into near- and long-term risk.

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Interested in learning more about our offerings? Our solutions specialists are ready to help.

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How we help

Peril-specific insights

Gain a deeper understanding of future views of specific perils.

Comprehensive and flexible parameters

Seamlessly adjust time horizons and Representative Concentration Pathways (RCPs) to capture the impacts of different scenarios.

Extensive datasets

Leverage a proprietary industry and economic exposure database for more accurate and insightful analyses.

Robust science

Access data from the IPCC for a full range of future scenarios.

Who we help

01 Underwriters
02 Exposure managers
03 Business strategy
04 Capital management

01 Underwriters

Underwriters

Extend your perspective on underwriting risks to help create robust portfolios. With sustainable portfolio management, you can understand longer-term exposure accumulations coordinated with growth strategies.

Exposure managers

Understand costs and benefits in adaptation, resilience strategy, and investment options. Gain a consistent view of both current and longer-term risk that’s easily accessible through your existing workflows.

Business strategy

Incorporate physical risk when evaluating each new market entry, pricing adequacy, and product viability. Have confidence in your growth strategy when you understand how risks to your retained policy portfolio in the 10-plus-year time horizon may evolve due across regions and within geographies.

Capital management

Evaluate risk to realize longer-term insights on risk selection and divestment planning. Build balanced portfolios that support your capital plans well into the future.

Where we help

News and views

Spotlight on catastrophe risk

Read our latest insights on catastrophes around the world.

Learn more

whitepaper

Feb 21, 2024

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